Interim Bonus

An interim bonus is credited to your Flex Plan Policy if it is surrendered between February and December (inclusive).  The interim bonus rates may be zero and those applicable from 1 February 2024 are given in the below table:

Note the interim bonus is separate to the annual bonus.  The Flex Plan annual bonus is declared in December each year and credited to your Policy in the following January (e.g. declared in December 2023 and credited in January 2024).  The latest annual bonus rates are available by clicking here, which also gives more information on how the annual bonus is determined.  Premiums credited to the account part way through the year receive a proportion of the full annual bonus rate.

The insurer reserves the right to amend the bonus regulations and use its discretion when declaring future bonus rates.