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Flex Plan Enhancement Information

Subject to there being monetary surpluses available within Policyholders’ Reserve Funds, benefits paid out on policies/group member accounts from 1 July 2015 may be increased by an additional percentage (known as an enhancement) determined by the insurer at its discretion upon taking advice from the Appointed Actuary.

The enhancement currently applying to benefits paid out from the Nordben Flex Plan Policies* is zero and this is not expected to change.

* The insurer has a small number of policies held in respect of our closed Save Invest Plan product. Save Invest Plan Policies will receive the same enhancement as the Nordben Flex Plan Policies.